Boat Insurance in Jacksonville, NC

Ashlie Fortune Insurance LLC offers boat insurance to help boatowners cover expenses from accidents or legal claims. Standard coverage options typically include:

• Physical damage coverage may compensate for repairs or replacement if events like collisions, storms or vandalism damage your boat.

• Liability coverage may cover costs if you’re responsible for injuries or property damage to others while operating your boat.

• Medical payments (MedPay) coverage can help cover medical expenses for you and your passengers after a boating accident.

• Uninsured/underinsured boater coverage may apply if you’re involved in an accident with an at-fault boater with in adequate insurance.

• Personal effects and equipment coverage may provide coverage for fishing gear, electronics and other personal items on board.

Why Do Boatowners Need This Policy?

While North Carolina doesn’t require boat insurance by law, many marinas and lenders require it. If you’re financing your boat, your lender may ask you to carry physical damage coverage. Check with your marina or lender to determine what coverage you may need.

How Much Does It Cost?  

Rates may differ based on several factors, such as your:  

• Credit score  

• Claims or accident history  

• Boat’s value

• Location  

Are there Any Options I Can Add to My Policy?

In addition to your standard policy, you may also include other features like:

• Towing and assistance if your boat becomes disabled

• Coverage for your boat trailer

• Fuel spill liability

• Wreck removal

Get Started with Ashlie Fortune Insurance LLC

Our team can help secure policies tailored to your vessel and lifestyle. Contact us today to learn more and get a personalized quote.