Business Insurance in Jacksonville, NC

Safeguarding your business against unforeseen risks is vital for its longevity. Business insurance offers essential financial protection, helping your company recover from unexpected events such as lawsuits, vehicle accidents and natural disasters.

With our deep understanding of the local business landscape in North Carolina, we at Ashlie Fortune Insurance LLC are ready to help you secure an insurance policy to fit your business’s unique needs.

What Is Business Insurance?

Business insurance, also known as commercial insurance, is designed to protect companies against financial setbacks caused by various risks. These perils can range from property damage and liability claims to employee-related issues and unexpected events that could hinder business operations. This type of coverage is crucial for maintaining stability and ensuring a company’s long-term success.

What Does Business Insurance Cover?

The following are some common business insurance coverages:

• Workers’ compensation insurance may pay for employees’ medical expenses and lost wages, particularly those who suffer from job-related injuries or illnesses. 

• Commercial auto insurance may provide financial protection for business-owned vehicles against accidents, theft and other damages.

• General liability insurance may cover claims of bodily injury, property damage and personal injury within your business premises or as a result of your business operations. 

• Professional liability insurance may financially protect your business from claims of negligence or misrepresentation. 

• Business property insurance may offer financial protection for your business property, including buildings and contents, in the event of certain natural disasters, fire and theft.

• Business interruption insurance may cover costs resulting from disruptions due to a covered event, such as lost income. 
  

In North Carolina, businesses are mandated to have workers’ compensation and, if you have a company vehicle, commercial auto insurance. Although the state does not mandate carrying additional types of coverage, obtaining them is strongly advised.

How Do I Get Business Insurance?

Contact us today at Ashlie Fortune Insurance LLC and find out how you may financially protect your assets in the face of unexpected challenges.