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Ashlie Fortune Insurance LLC Blog

View the latest blog posts from Ashlie Fortune Insurance LLC.

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Monday, February 22, 2021

When is General Liability Insurance Required?

Starting and operating a business comes with a variety of requirements, especially when it comes to insurance. General liability insurance covers a variety of common accidents that business may face day to day. This insurance isn’t generally required by state or federal law, but that doesn’t mean you won’t need it. READ MORE >>

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Thursday, January 28, 2021

What To Do If You Ever Miss An Auto Insurance Payment

Buying auto insurance means buying an ongoing service. That’s why you have to pay for your policy regularly in order to maintain it. Sometimes, you can pay a policy’s entire premium in a single lump sum. In other cases, you can work out a payment plan with your insurer that fits your budget. READ MORE >>

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Tuesday, December 29, 2020

Deductibles Within Commercial Auto Insurance

Businesses buy commercial auto insurance for vehicles they own, or to cover employee drivers in situations where they drive their own cars for business purposes. This coverage will prove essential in helping your business pay for the costs arising from wrecks and other vehicle damage, as well as accident lawsuits. READ MORE >>

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Thursday, November 19, 2020

Do You Need Home Insurance Before Buying a House?

Home insurance is designed to cover the unique risks homeowners face. You may think that you don’t need home insurance before owning a home, but this isn’t necessarily true. When searching for a home, it is important to keep home insurance in mind and to purchase it as soon as possible. READ MORE >>

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Thursday, October 29, 2020

Who is Covered Under a Business Owners Policy?

A business owners policy is a combination of coverages designed to protect small businesses from various risks they face during operation. As such, only small businesses in low-risk industries may be covered under a business owners policy. What Does a Business Owners Policy Cover? READ MORE >>

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Wednesday, September 23, 2020

How Your Homeowners Insurance Addresses Hurricane Damage

North Carolina’s coast and inland areas are prone to hurricanes during the summer and autumn. In fact, the state is home to three of the ten counties nationwide that see the most hurricane impacts, according to the Insurance Information Institute (III). READ MORE >>

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Tuesday, September 15, 2020

How to Buy Home Insurance That Covers Your Tool Shed

A tool shed, she-shed, or your workshop is a valuable investment on your property. No matter what you use this space for, it needs to have proper coverage under your home insurance policy. Many people are adding these features to their homes. It spreads out the amount of space they have and may offer a bit of privacy from the rest of the family. READ MORE >>

Tuesday, August 25, 2020

3 Areas of Car Insurance Coverage and What They Mean

Car insurance policies can look different depending on premiums, deductibles and coverage limits, but all car insurance policies are designed to cover three certain areas.   A full coverage car insurance policy covers:  Liability  Property READ MORE >>

Thursday, August 20, 2020

Estimating the Value of Electronics for Your Home Insurance

When insuring possessions on homeowners insurance, you have a lot of leeway to choose the limits you want. Yet, the thing about possessions insurance is that your coverage might restrict how much it will pay for items of value, like your electronics. READ MORE >>

Tuesday, August 18, 2020

Why Does Health Insurance Not Cover Dental?

Most health insurance policies don’t cover dental procedures, despite the fact that teeth and gums can have a direct impact on a person’s health. A lot of dental procedures, such as teeth whitening and braces, are seen as not medically necessary.   READ MORE >>

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