Thursday, October 29, 2020 A business owners policy is a combination of coverages designed to protect small businesses from various risks they face during operation. As such, only small businesses in low-risk industries may be covered under a business owners policy. What Does a Business Owners Policy Cover? READ MORE >>
Wednesday, September 23, 2020 North Carolina’s coast and inland areas are prone to hurricanes during the summer and autumn. In fact, the state is home to three of the ten counties nationwide that see the most hurricane impacts, according to the Insurance Information Institute (III). READ MORE >>
Tuesday, September 15, 2020 A tool shed, she-shed, or your workshop is a valuable investment on your property. No matter what you use this space for, it needs to have proper coverage under your home insurance policy. Many people are adding these features to their homes. It spreads out the amount of space they have and may offer a bit of privacy from the rest of the family. READ MORE >>
Tuesday, August 25, 2020
Car insurance policies can look different depending on premiums, deductibles and coverage limits, but all car insurance policies are designed to cover three certain areas.
A full coverage car insurance policy covers:
Liability
Property
READ MORE >>
Thursday, August 20, 2020
When insuring possessions on homeowners insurance, you have a lot of leeway to choose the limits you want. Yet, the thing about possessions insurance is that your coverage might restrict how much it will pay for items of value, like your electronics. READ MORE >>
Tuesday, August 18, 2020
Most health insurance policies don’t cover dental procedures, despite the fact that teeth and gums can have a direct impact on a person’s health. A lot of dental procedures, such as teeth whitening and braces, are seen as not medically necessary.
READ MORE >>
Thursday, August 13, 2020
Business insurance is used in order to protect businesses from lawsuits and other losses that could have a large financial impact otherwise.
Required Business Insurance and Penalties
Business insurance requirements vary by state. Most states require businesses to carry a minimum amount of:
READ MORE >>
Tuesday, August 11, 2020
In today’s uncertain economic times, people are driving less. They also are trying to save as much as they can on expenses, including their auto insurance. You might feel tempted to let your coverage lapse if you no longer drive. However, that’s the wrong decision. READ MORE >>
Thursday, August 6, 2020
n modern days, essentially no business is worth working for if they don’t offer a solid health insurance plan. Healthcare is expensive and insuring through your employer can often be the cheaper option.
There is no mandate stating that you have to purchase health insurance through your employer if you don’t want to, however. READ MORE >>
Tuesday, August 4, 2020
Simple Tips to Help Fireproof Your Home
House fires caused approximately $8 billion in property damage, more than 2,800 fatalities and more than 11,000 injuries in 2018. With people staying home more than ever these days, it is imperative to keep the property fire-safe. READ MORE >>
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