Thursday, May 27, 2021Do you know what's in your auto insurance coverage? This article covers mandatory and optional car insurance so that you can make informed decisions about which ones fit your budget while meeting your needs. Mandatory Coverage To fully understand how the state mandatory requirements affect you, contact your insurance agent. READ MORE >>
Wednesday, April 28, 2021Since workers compensation is designed to protect employees while they are working, it doesn’t usually matter where the employee is at the time of injury as long as they are working when the injury occurred. In other words, employees should be covered anywhere as long as they’re technically on the job. READ MORE >>
Friday, March 12, 2021 Most home fires occur in the kitchen while cooking and are the leading cause of injuries from fire. Common causes of fires at night are carelessly discarded cigarettes, sparks from fireplaces without spark screens or glass doors and heating appliances left too close to furniture or other combustibles. READ MORE >>
Monday, February 22, 2021 Starting and operating a business comes with a variety of requirements, especially when it comes to insurance. General liability insurance covers a variety of common accidents that business may face day to day. This insurance isn’t generally required by state or federal law, but that doesn’t mean you won’t need it. READ MORE >>
Thursday, January 28, 2021 Buying auto insurance means buying an ongoing service. That’s why you have to pay for your policy regularly in order to maintain it. Sometimes, you can pay a policy’s entire premium in a single lump sum. In other cases, you can work out a payment plan with your insurer that fits your budget. READ MORE >>
Tuesday, December 29, 2020 Businesses buy commercial auto insurance for vehicles they own, or to cover employee drivers in situations where they drive their own cars for business purposes. This coverage will prove essential in helping your business pay for the costs arising from wrecks and other vehicle damage, as well as accident lawsuits. READ MORE >>
Thursday, November 19, 2020 Home insurance is designed to cover the unique risks homeowners face. You may think that you don’t need home insurance before owning a home, but this isn’t necessarily true. When searching for a home, it is important to keep home insurance in mind and to purchase it as soon as possible. READ MORE >>
Thursday, October 29, 2020 A business owners policy is a combination of coverages designed to protect small businesses from various risks they face during operation. As such, only small businesses in low-risk industries may be covered under a business owners policy. What Does a Business Owners Policy Cover? READ MORE >>
Wednesday, September 23, 2020 North Carolina’s coast and inland areas are prone to hurricanes during the summer and autumn. In fact, the state is home to three of the ten counties nationwide that see the most hurricane impacts, according to the Insurance Information Institute (III). READ MORE >>
Tuesday, September 15, 2020 A tool shed, she-shed, or your workshop is a valuable investment on your property. No matter what you use this space for, it needs to have proper coverage under your home insurance policy. Many people are adding these features to their homes. It spreads out the amount of space they have and may offer a bit of privacy from the rest of the family. READ MORE >>
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